Level 2 and 3 Functional Interoperability Testing

Overview

Test the interoperability of your EMV, mobile payment and cloud-based payment product with the acceptance infrastructure, including different mobile handset models, point of sale terminals and other reference components.

Definition

Functional interoperability testing checks whether the payment system under testing works completely according to the requirements and use cases defined by the issuer, payment brand and other stakeholders.

Benefits

UL has been involved for many years in a large variety of NFC projects around the globe. We have developed an extensive set of test tools for mobile and payment markets that are used by many banks, mobile network operators (MNOs) and other parties implementing mobile payments.

Our test facilities are equipped with state-of-the-art test tool portfolios and automation equipment to measure and test functional interoperability. Moreover, our laboratory is equipped with an extensive bench of reference components, including point of sale (POS) terminals, mobile handsets and smart cards that provide a good representation of the market.

The functional interoperability testing provides you a thorough understanding of the performance of your payment solution in the field. This is both from a functional and interoperability perspective, with other devices in the field. Furthermore, your product will be tested against UL’s own test specifications, which incorporate a variety of use cases from around the globe. UL also supports you in issue resolution by analyzing the issue and initiating communication with other vendors, when necessary, as well as advising on the best practices. A complete overview of any risks with the roll out of the solution, and which mitigating actions can be taken, is provided.

The right balance between test effort and confidence is best found via a two-step approach. In the first step, UL tests the system extensively to help ensure all functionalities are working correctly. The second step is to help guarantee interoperability by testing your solution with different mobile handset models, point of sale terminals and other reference components.


DELIVERABLES


PRODUCTS THIS SERVICE APPLIES TO

Payment Card Contactless Card Smart Card Payment Application Payment Applet Universal Integrated Circuit Card (UICC) Secure Element (SE) NFC mobile devices Payment Card Acceptance Devices Payment Terminals Point of Sale (POS) Mobile Point of Sale (mPOS) PIN Pad Electronic Cash Registers

APPLICABLE STANDARDS

Near Field Communication (NFC)
EMV
ISO 14443
MasterCard
Visa
American Express
JCB
Discover
Diners
UnionPay

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